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bachatt: daily fd, mutual fund
Bachatt is a daily savings and investments app for India's 30 crore+ underserved, self-employed segment. Insta Fund
money life
4.6
App Store rating
Price: Free
bachatt: daily fd, mutual fund
Bachatt is a daily savings and investments app for India's 30 crore+ underserved, self-employed segment. Insta Fund
money life
4.6
App Store rating
Price: Free
description:
Bachatt is a daily savings and investments app for India's 30 crore+ underserved, self-employed segment. Insta Fund (liquid mutual funds with instant UPI-style withdrawal), curated mutual fund baskets for long-term wealth, plus personal loans ā all from a single UPI-powered app. SIP daily, weekly or monthly into schemes from AMCs like SBI, ICICI Prudential, Axis, HDFC and others.
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully.
1. Daily UPI Savings & Investing Made Simple
ā¢ Start saving or investing daily from just ā¹101 per day
ā¢ UPI autopay across GPay, Paytm, PhonePe, Navi, CRED and any other UPI app
ā¢ Track all your investments, holdings and loans from a single dashboard
2. Insta Fund ā Liquid Mutual Funds with Instant Withdrawal
ā¢ Build a daily savings habit by investing in liquid mutual fund schemes from SEBI-regulated AMCs
ā¢ Instant withdrawal, UPI-style ā redeem in seconds, even on weekends and market holidays (subject to SEBI's Instant Access Facility limits)
ā¢ Start with as little as ā¹101 per day; no lock-in
ā¢ Returns are market-linked ā refer to each scheme's risk-o-meter
Important: Insta Fund is a liquid mutual fund ā not a Bank Fixed Deposit (FD). Returns are market-linked and not guaranteed. Not insured by DICGC.
3. Mutual Fund Investments ā Build Long-Term Wealth
ā¢ Invest in regular plans of mutual fund schemes from AMCs like ICICI, SBI, Axis, HDFC and others
ā¢ Returns are market-linked and subject to scheme performance ā refer to each scheme's risk-o-meter
ā¢ Daily, weekly or monthly SIP plus lumpsum; no account-opening charge from Bachatt
ā¢ Invest before 1:30 PM cut-off for same-day NAV (as per AMC rules)
4. Personal Loans for Bachatt Customers
Bachatt provides access to personal loans through its RBI-registered NBFC partner. Apply digitally; approval is subject to verification by the lender.
Loan Charges: Processing Fee 0%ā5% of loan amount (+ applicable GST). Bounced & Prepayment Charges: Nil. Maximum APR: 36% p.a. (range: 12%ā36% p.a.). Tenure: 3ā24 months. Payment due dates are set per the loan amortization schedule shared at the time of disbursal.
Representative Example: ā¹10,000 loan, 12 months @ 24% p.a. (compounded monthly), 2% + 18% GST processing fee = ā¹236. Monthly EMI ā¹923, total repayment ā¹11,076, total cost ā¹1,312.
Lending Partner: Western Capital Advisors Private Limited (RBI-registered NBFC). CIN: U65999MH2018PTC401032. Website: westerncap.in. Registered Address: A-7001, World Trade Centre, Surat, Gujarat ā 395002.
Grievance Redressal ā Bachatt: developer-external@bachatt.app | +91 8920335565
Lender's Grievance Officer: Mr. Shushant Dash | grievanceredressalofficer@westerncap.in | +91 22 2825 6772
Lender's Nodal Officer: Mr. Anirudh Saxena | nodalofficer@westerncap.in | +91 22 4017 6772
Important Disclaimers
ā¢ Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future returns.
ā¢ Bachatt (Trusave Fintech Private Limited) is an AMFI-registered Mutual Fund Distributor with ARN-321640. Bachatt is not a SEBI-registered Investment Adviser and does not provide investment advice.
ā¢ Bachatt distributes regular plans of mutual fund schemes and receives commission from the respective AMCs. Direct plans have lower expense ratios and may yield higher returns over the long term.
ā¢ Insta Funds are set of SEBI-regulated liquid mutual fund. It is not a bank deposit, not DICGC-insured, and does not carry FD-like guarantees. Instant withdrawals operate under SEBI's Instant Access Facility framework, subject to per-day limits set by the AMC.
ā¢ Loan products are offered by Bachatt's RBI-registered NBFC partner. Bachatt is not a lender.
Terms & Conditions - https://www.bachatt.app/policies/terms-and-conditions
Bachatt is a daily savings and investments app for India's 30 crore+ underserved, self-employed segment....
